Clear terms for platform access, mining records, community participation, and DER settlement.

1. Acceptance of These Terms

By accessing or using Derham Coin, creating an account, participating in mining activity, using a wallet feature, joining a community program, submitting information, or interacting with DER, you agree to these Terms of Use, the Wallet Policies, the Risk Disclaimer, the Privacy Policy, and any additional rules published by the platform.

If you do not agree, you must stop using the platform. Continued use after a policy update means you accept the updated terms.

2. What Derham Coin Is

Derham Coin is a launch-stage digital asset platform that records user participation, platform mining activity, internal account ledger balances, verification batches, and controlled DER settlement workflows. DER is a digital asset connected to the Derham Coin ecosystem and is represented on BNB Smart Chain by a public BEP-20 contract.

The platform may provide tools for account access, mining records, internal balances, community participation, wallet display, educational content, claim or mint windows, and operational settlement when those features are active.

3. What Derham Coin Is Not

4. Voluntary Participation and Community Support

Any participation in Derham Coin is voluntary. Users may choose to support the project, use the platform, join community programs, or contribute to ecosystem growth based on their own judgment and risk tolerance.

Any contribution, payment, fee, package purchase, community support action, or platform participation is not a deposit, loan, managed investment, security purchase, or guaranteed-return agreement unless a separate written document expressly states otherwise and is legally valid under applicable law.

Users may seek opportunities involving digital assets through third-party platforms that are licensed or authorized in their own jurisdictions. DER may or may not be listed, supported, traded, accepted, or valued by such third parties. Derham Coin does not control third-party platforms and does not guarantee that DER will be listed anywhere.

5. Mining Records and Internal Ledger

Mining on Derham Coin means platform-based participation records and verification workflows. It is not hardware proof-of-work mining and should not be understood as guaranteed production of freely withdrawable blockchain assets.

Internal ledger balances, mining records, Pending Mint, Minted Total, account wallet balances, and on-chain DER may have different meanings and restrictions. A balance shown inside the platform is not automatically the same as an externally transferable blockchain balance. The Wallet Policies define these states and control how they may be used.

6. DER Token, Chain Settlement, and Third-Party Markets

DER may be minted, distributed, settled, claimed, transferred, restricted, or delayed according to the smart contract, platform policies, technical readiness, compliance checks, and administrative controls. On-chain activity can involve blockchain fees, network congestion, failed transactions, smart contract risk, or irreversible transfers.

If DER becomes available on any third-party exchange, marketplace, wallet, payment service, liquidity pool, or regulated digital asset platform, that third party is solely responsible for its own service. Users must review that party's terms, licenses, fees, risks, and local legal requirements. Derham Coin is not responsible for third-party pricing, liquidity, listings, suspensions, delistings, execution, losses, or user disputes.

7. Fees, Gas, and Costs

Users are responsible for blockchain gas fees, network fees, platform fees, withdrawal fees, conversion costs, taxes, third-party charges, and any other cost disclosed before or during a transaction. Blockchain gas is determined by the relevant network and is not controlled by Derham Coin.

Fees may change based on network conditions, operational cost, security requirements, or policy updates. A transaction may be delayed, rejected, or cancelled if fees are insufficient or if the requested action is not available.

8. User Eligibility and Legal Responsibility

You are responsible for making sure that your access to Derham Coin is lawful in your country, state, or region. You must not use the platform if doing so violates applicable law, sanctions rules, financial regulations, tax rules, consumer protection rules, or any restriction that applies to you.

You must provide accurate information, keep your account secure, protect your devices and wallet credentials, and immediately report unauthorized access. You are responsible for your own decisions, addresses, transactions, tax reporting, and compliance obligations.

9. KYC, AML, Sanctions, and Compliance Controls

Derham Coin may require identity verification, source-of-funds review, sanctions screening, manual review, account history checks, wallet address review, or additional documents before enabling withdrawals, claims, settlement, support actions, or account changes.

The platform may delay, reject, freeze, reverse internally, suspend, or report activity where required for security, fraud prevention, legal compliance, sanctions compliance, suspicious activity review, technical integrity, or protection of the community.

10. Prohibited Use

• No fraud, impersonation, money laundering, terrorist financing, sanctions evasion, market manipulation, abuse, spam, hacking, scraping, or unauthorized access.
• No attempt to bypass KYC, AML, wallet limits, mining rules, fee rules, smart contract rules, internal ledger controls, or administrative restrictions.
• No use of the platform to mislead others, sell false investment promises, guarantee returns, or present Derham Coin as a government currency or licensed investment manager.
• No use from a restricted jurisdiction or by a restricted person where access would be unlawful.

11. Administrative Rights and Platform Integrity

To protect users, miners, contributors, and the platform, Derham Coin may update policies, change features, pause services, restrict accounts, review balances, correct internal ledger errors, delay settlement, require additional verification, or close access where reasonably necessary.

Administrative controls are used for security, compliance, technical stability, prevention of duplicate minting, prevention of abuse, protection of internal ledger accuracy, and orderly operation of DER settlement cycles.

12. No Warranty

The platform, DER, mining records, wallet tools, community programs, content, software, smart contracts, and integrations are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Derham Coin makes no warranty that the service will be uninterrupted, error-free, secure, profitable, liquid, listed, available in every jurisdiction, or suitable for any particular purpose.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Derham Coin, its operators, contributors, developers, administrators, partners, and service providers are not liable for indirect, incidental, special, punitive, consequential, market, trading, opportunity, data, tax, regulatory, wallet, network, smart contract, third-party, or loss-of-profit damages arising from use of the platform or DER.

Nothing in these Terms excludes liability that cannot legally be excluded. Where liability cannot be fully excluded, it is limited to the maximum extent permitted by law.

14. User Assumption of Risk

You understand and accept the risks of digital assets, blockchain networks, wallet addresses, private keys, smart contracts, internal ledger systems, platform-stage development, regulatory uncertainty, third-party services, and market volatility. You should not participate with funds, time, or digital assets that you cannot afford to lose.

15. Intellectual Property and Public Content

Derham Coin names, logos, interface content, documentation, policies, software, and project materials are owned by or licensed to the platform unless stated otherwise. Users may not copy, misuse, impersonate, resell, or present official content in a misleading way.

16. Changes to These Terms

Derham Coin may update these Terms as the platform, DER settlement model, compliance requirements, or public policies develop. Material changes may be announced through the website or official communication channels. Users are responsible for reviewing the latest version.

17. Related Policies

These Terms should be read together with the Wallet Policies, Risk Disclaimer, Privacy Policy, and Tokenomics. If there is a conflict, the more specific policy for the relevant feature may apply unless the platform states otherwise.

18. Contact and Fair Review

If you believe your account, balance, wallet action, verification result, or mining record was handled incorrectly, contact the platform through official support channels. Derham Coin may review the matter in good faith, but review does not guarantee reversal, compensation, settlement, or approval of a restricted action.